Finance Disclosures: Alphera

We have a maximum lending rate of 14.95%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history and customer risk profile.
Standard Contracts / Terms and Conditions
Please click on the below links to Alphera’s standard form contracts and the related terms and conditions.
CREDIT SALES AGREEMENTS TERMS AND CONDITIONS TERM LOAN SECURITY AGREEMENT
General:
- What you should do if your contact details change.
- How to make a complaint.
- What dispute resolution schemes Alphera belong to, and how you can accesses them.
- How you can apply for unforeseen hardship relief.
- What happens if you default under the agreement, including, if relevant, repossession.


